The origins of the racial wealth gap may begin with the enslavement of Black people, but they have been perpetuated and continued for hundreds of years. Black people continue to be held back by student loans that disproportionately burden them with debt, a credit reporting system that falsely treats Black people as inherently risky, and a lack of investment in Black businesses that keep Black entrepreneurs from thriving and from boosting the economy. Kimberly Atkins Stohr, senior columnist for The Emancipator and Globe Opinion, explains how inequality in our financial systems costs all of us, Black or White.

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